Upload your health insurance policy and get a simple, easy-to-understand review of important clauses, exclusions, waiting periods, and potential coverage gaps.
Most policyholders know their sum insured, but critical fine-print details are often overlooked until claim time.
Our structural analysis covers eight core elements of your policy documentation.
Understand base sum insured and built-in benefit structures.
Identify initial, specific disease, and pre-existing condition timelines.
Check room-category caps and proportionate deduction risks.
Identify mandatory out-of-pocket costs on claims.
Highlight caps on specific treatments like cataract or joint replacement.
Identify permanent and standard policy exclusions.
See how and when your coverage reinstates after a claim.
Highlight potential mismatch between current limits and family needs.
No long forms or agent calls required.
Upload your policy schedule document securely in PDF, JPG, or PNG format.
Key policy clauses, sub-limits, waiting periods, and terms are systematically organized.
Receive a clear summary detailing terms, gaps, and points to verify prior to renewal.
Upload your document below to initiate an objective policy review.
Share your policy document directly on WhatsApp for guidance from our team.
Get Expert Review — ₹499Tailored insight depending on your current life stage and coverage needs.
Evaluate how personal insurance supplements corporate cover.
Review floater restrictions and child age limitations.
Check specific waiting terms and co-pay clauses for senior care.
Verify existing policy conditions prior to yearly renewal payments.
Here is an example of how insights are presented in a Health Sarthi review summary.
Common questions regarding our policy review service.